Moniepoint is an all-in-one digital financial
services platform for businesses in emerging markets. Since 2019, Moniepoint’s
technology has powered over a million businesses, offering all the payment,
banking, credit and business management tools they need to succeed.
Moniepoint Inc through its subsidiaries in Nigeria
Moniepoint MFB, and TeamApt Ltd, currently processes the majority of the POS
transactions in Nigeria, processing over $170 billion in annualised TPV. It is
Africa’s second-fastest-growing fintech, is profitable and was recognised by
the CBN as the most inclusive payment platform in the country in 2022.
About the Role
The Regional Credit Manager is saddled with the duty
of managing a credit portfolio in an assigned geographic region. The Regional
Credit Manager is expected to maintain a profitable loan portfolio and manage
the field credit network in that region.
The Regional Credit Manager is a data driven and
strategic leader that leverages on data to effectively guide his team towards
meeting business and financial objectives. You would also be directly involved
in managing key accounts in the region to ensure they perform and to eliminate
churn.
The Regional Credit Manager must be an expert in
credit risk, credit monitoring and credit analysis and should be able to
distill this information into the field credit network under his/her
management.
You'll Be Responsible For:
Manage a profitable loan portfolio in the region
Ensure that loan disbursement targets are met in the
assigned region
Ensure that the loan portfolio is performing and
default is kept below the acceptable minimum
Ensure that the field network in the region at the
various levels are performing in terms of growth and profitability
Key account management of major customers
Actively monitor the credit portfolio in the region
and take proactive measures to ensure that default is curbed
Constantly educate, train and mentor the field
credit network in the assigned region
Identify, hire, promote and mentor key talent in the
field credit network in the assigned region
Perform all other credit related functions as may be
assigned by a supervisor
You Should Apply If You Have:
A minimum of a B.Sc/H.ND in any business related
discipline
A minimum of 5 years experience in a sales role for
credit products in a financial institution
Experience with managing a significantly large loan
portfolio
Demonstrable knowledge of credit risk analysis and
credit monitoring
A good knowledge of financial analysis is an added
advantage
Relevant Skills
Data analysis and presentation
Negotiation skills
Customer Success and Relationship Management
People Management
Performance Management
Training and People Development
